Our Services

13903385550_62b8ac45c4_oK&S clients benefit from a healthy array of services offered in commercial insurance, surety bonds, and risk management, all supported by a team of experts dedicated to our clients’ success.

Though we’re considered specialists in construction and contracting, we serve clients in a diversity of industries, including:

  • Education
  • Finance
  • Healthcare
  • Law
  • Manufacturing
  • Nonprofit and social services
  • Oil and gas
  • Real estate
  • Retail
  • Technology
  • Wholesaler distribution

Within the world of construction, our areas of expertise include general building, street and road construction, utilities, artisan, remediation/demolition construction, architecture and engineering.


Protect your business and benefit your bottom line with a product customized for your specific needs.

Risk Management

With the K&S team on your side, you can tackle the trickiest of loss control problems and successfully minimize your exposure.

Surety Bonds

Maximize your bonding capacity. A solid bonding program is critical to successful risk management as well as your overall business plan.